Who has the authority to sell?
When someone passes away, their house usually doesn't belong to the heirs outright right away. If there's a will, it typically names an executor; if not, the court appoints an administrator. In Tennessee, the court issues Letters Testamentary (with a will) or Letters of Administration (without one), which give the personal representative authority to act for the estate.
In Shelby County, estates generally go through the Shelby County Probate Court. In Mississippi, including DeSoto County, estates are handled by the chancery court. Some property passes outside probate, for example through a joint deed with survivorship or a trust, so how the title is held matters.
Common steps before a sale
- Locate the will (if any) and talk to an estate attorney.
- Open the estate and get the personal representative appointed.
- Secure the house: change locks, keep utilities on, and check that insurance covers a vacant home.
- Keep up with property taxes and any mortgage payments to avoid penalties.
- Get all heirs on the same page about selling, keeping or renting the house.
Your options for the house
Families usually choose between keeping the house, renting it out, listing it with an agent, or selling it directly as-is. Listing can bring a higher price if the house is in good shape and someone has time to manage repairs, showings and the cleanout. Selling as-is to a cash buyer trades some of that upside for simplicity: no repairs, no cleanout, and a closing date that works with the estate's timeline.
There's no single right answer. It depends on the house's condition, the estate's finances and how much time the family has.
How we help with inherited homes
We buy inherited houses in any condition, including ones still full of belongings. We're patient with court timelines, we're glad to work with your attorney, and we can make a no-obligation offer so the family has a real number to discuss.
Not legal advice. This guide is general information only, not legal, tax or financial advice, and laws and procedures change. For advice about your situation, talk with a licensed attorney, tax professional or HUD-approved housing counselor.